How Much Rent Can You Really Afford?
The 30% rule says rent should eat no more than 30% of your income — but the right number depends on your state taxes, debts, and whether you measure gross or take-home pay. Run your own figures below; the answer is personal, not a one-size number. In high-cost markets you may need to bend the rule or boost income to avoid being rent-burdened (over 30% of income).
Results
AllMoneyCalc provides illustrative estimates only. State income-tax rates are planning estimates (0% in the nine no-income-tax states, ~5% elsewhere). This is not housing, tax, or financial advice — confirm local costs and your real marginal rates before signing a lease.